FCRA Preemption of Texas Law – TDCA and DTPA Claims
A Court in the Northern District of Texas issued a new opinion on FCRA preemption of TDCA and DTPA claims when the...Read More
NCLC Advice on Loan Modifications
In the newest article, the National Consumer Law Center provides advice for homeowners that need to get a lower monthly mortgage payment. One...Read More
Favorable Consumer Decision in Car Repair Case
A consumer in Ohio received a favorable decision from an Ohio Appeals Court where it upheld a jury verdict: Williams v. Sharon...Read More
Full Text of the Texas Deceptive Trade Practices Act
SUBCHAPTER E. DECEPTIVE TRADE PRACTICES AND CONSUMER PROTECTION Sec. 17.41. SHORT TITLE. This subchapter may be cited as the Deceptive Trade Practices-Consumer...Read More
New Credit Reporting Related Congressional Hearings
Congress has recently conducted hearings on changes to certain banking regulations that could impact the liability Equifax, Experian, and TransUnion under the...Read More
Accuracy Defined Under the FCRA
The Fair Credit Reporting Act requires Credit Reporting Agencies (i.e. Equifax, Experian, and TransUnion) requires that CRAs utilize reasonable procedures to ensure...Read More
Robocalls on the Rise
Robocalls are on the rise across the nation: These unwanted calls have become a widespread problem over the years, and they’re only...Read More
Debt Verification Responses under the FDCPA
We posted yesterday on the NCLC’s debt verification letter recommendations. Now we turn to the question of what debt collectors must provide...Read More
NCLC Debt Collection Verification and Dispute Letter Templates
The National Consumer Law Center has published a new article on stopping debt collector harassment on alleged debt claims. It includes two useful...Read More