Punitive Damages under the Fair Credit Reporting Act: A Starter Guide for Consumers
The Fair Credit Reporting Act (FCRA) is a federal law enacted to protect consumers’ rights and ensure accuracy, fairness, and privacy in...Read More
Available Damages When Your Car has been Wrongfully Repossessed
When your car is wrongfully repossessed, you may find yourself in a frustrating and distressing situation. However, it’s important to know that...Read More
Alabama Deceptive Trade Practices Act
The Alabama Deceptive Trade Practices Act (DTPA) is an important piece of legislation that protects consumers from unfair or deceptive trade practices....Read More
The Impact a FTC Identity Theft Report Can Have on a Credit Report Dispute
Identity theft is a growing problem, with millions of people falling victim to it each year. For those who have experienced the...Read More
How Does the Texas Debt Collection Act Apply to Consumers?
The Texas Debt Collection Act (Chapter 392 of the Finance Code) is a law that provides Texans with protection against illegal debt...Read More
What Counts as a Breach of the Peace in a Repo?
Repossession is a common practice in the world of finance, especially when it comes to cars. While creditors have the legal right...Read More
How Credit Report Errors Can Impact the Mortgage Process
Have you ever applied for a mortgage only to be denied or had a worse deal due to inaccurate information on your...Read More
Disputing Inaccurate Medical Debt on Credit Reports
Have your credit score and financial future been damaged due to inaccurate medical debt on your credit report? Inaccurate medical debts can...Read More
Disputed Liability Car Wreck Claims
After an auto accident, most insurance companies try to determine who had responsibility for the crash. When both sides are unwilling to...Read More
Truth in Lending Act and Identity Theft
Most people know the the Truth in Lending Act from the disclosure requirements on the front end. It requires credit grantors to...Read More