Leones v. Rushmore Loan Mgmt. Servs. LLC
The Eleventh Circuit ruled in Leones v. Rushmore Loan Mgmt. Servs. LLC that information reported to the credit reporting agencies like Equifax, Experian,...Read More
Clements v. TRANS UNION, LLC – S.D. of Texas
A Court in the Southern District of Texas released an lengthy Fair Credit Reporting Act opinion recently in Clements v. TRANS UNION, LLC...Read More
Court Explains Inaccurate or Incomplete under the FCRA
The Sixth Circuit Court of Appeals recently explained inaccurate or incomplete information in FCRA claims arising out of a home loan modification...Read More
Eleventh Circuit Upholds $3,506,000 Verdict
The Eleventh Circuit recently upheld a $3,506,000 jury verdict in a wrongful foreclosure case out of the Middle District of Georgia. The jury...Read More
Full Text of the Texas Deceptive Trade Practices Act
SUBCHAPTER E. DECEPTIVE TRADE PRACTICES AND CONSUMER PROTECTION Sec. 17.41. SHORT TITLE. This subchapter may be cited as the Deceptive Trade Practices-Consumer...Read More
Texas Breach of the Peace Repossession
Lenders and repossession companies can only take a vehicle if they do so without causing a breach of the peace. This is...Read More
CFPB reports on debt collection complaints
The Consumer Financial Protection Bureau released its debt collection annual report and one statistic sticks out as especially troublesome. The report states, “In...Read More
New In Depth Advice on Motor Vehicle Car Repossessions
The National Consumer Law Center has published a new in depth article on helping consumers prevent car repossessions and what to do in...Read More
New York Times Article on Subprime Car Loans
The New York Times ran a story today about the subprime car loan industry. Mainly, the problems that arise from repossessing the...Read More
The Henson v. Santander Consumer USA, Inc. Affect on Debt Buyer Cases
The Supreme Court recently held Santander may collect debts that it purchased for its own account without triggering the statutory definition of...Read More