Motorcycle Accident Claims and Lawsuits
Have you or a loved one been involved in a motorcycle accident? Crashes involving motorcycles often result in serious injury and even death. In these cases, it is important to understand your options for recovering financial compensation. Motorcycle accidents are some of the most dangerous vehicular accidents due to the lack of protection that a...Read More
Introduction to Alabama Car Wreck Claims
Are you involved in a car accident in Alabama and need to know how to handle the claims process? Car accidents occur everyday across Alabama and can be overwhelming. Not only is it strenuous to navigate the physical, emotional, and psychological aftermath of an accident, but also dealing with insurance companies can add to the...Read More
Alabama Breach of the Peace Repossessions
Repossessions are a commonly used way for creditors to reclaim their property when borrowers allegedly fail to make payments — also known as defaulting on the agreement. People facing a repossession often experience stress and these situations can be frightening when the repo man shows up. In Alabama, breach of the peace actions while attempting...Read More
Introduction to Credit Report Disputes
What can you do if an item on your credit report is inaccurate or incorrect? Are you stuck dealing with the inaccuracy, never to have it corrected? Fortunately, there is a way to dispute information with Experian, Equifax, or TransUnion credit report. Your credit report contains a lot of important financial information about you, and...Read More
Same Name Credit Report Errors
Are you being affected by same name credit report errors? For those who share identical — or even close — names with someone else, the possibility of having their credit report mixed up with another person’s can become a reality. With so much at stake for your financial well-being, any errors made on your report...Read More
Identify Theft of Credit Card
In 2019, over 16 million U.S. consumers were victims of identity fraud and other forms of credit card theft – and the problem continues to grow. One of the most common forms of identity theft is credit card fraud—unauthorized charges made to a person’s account. It is usually impossible for someone who’s been a victim...Read More
Repossession with Clean Title
Repossession with a clean title happens more often than expected. It usually occurs when a previous owner of the vehicle allows a secured party to place a lien on the vehicle, the vehicle is sold/auctioned in manner that clears the title, but the lender fails to update their system. Then the old lender has the...Read More
October EFTA News 2022
With the increase rise in electric funds transfers instead of paper checks, the Electronic Fund Transfer Act continues to grow more important. The EFTA’s purpose is to protect consumers and their electronic transfers. Recently, a couple of new developments have arisen. Yesterday, the Consumer Finance Protection Board took action against Choice Money Transfer for alleged...Read More
Credit Reporting Errors on the Rise
Americans are lodging more complaints regarding mistakes, errors, and other inaccurate information on their credit reports than before. As CBS News reports: Credit score concerns accounted for slightly more than half of all complaints sent to the federal agency in 2020 and 2021, the nonprofit consumer advocacy group found. But during the first half of...Read More
Consumer Auto Repossessions Continue to Rise
As the nation continues to emerge from COVID-19 restrictions and the uncertainly of the coming economic state, auto lenders continue to up their repossessions from consumers. Knoxville’s WVLT has a couple of suggestions for why: “I was say tax returns, for the most part, are probably one of the biggest reasons,” Hermes Conde said. ‘People...Read More