Equifax has agreed to settle claims over the 2017 data breach: The proposed settlement with the Consumer Financial Protection Bureau, if approved by the federal district court Northern District of Georgia, will provide up to $425 million in monetary relief to consumers, a $100 million civil money penalty, and other relief. The bureau coordinated its...Read More

Mobile, Alabama, like many other cities, set the maximum that a towing company can charge for towing a car.  Often companies attempt to find loopholes in the ordinances and charge more.  Mobile Police has cracked down on this practice: “Some of these wrecker companies are charging in excess of 25, up to 100 percent more...Read More

Medical debt has always been one of the toughest areas of debt collection. Since medical care is essential, consumers are not able to negotiate or make meaningful market-based choices. Then adding on what insurance should pay renders the whole billing almost incomprehensible to most consumers. To illustrate, the Atlanta Journal Constitution ran this story recently:...Read More

When Americans apply for government benefits, they often have to go through a verification process via Equifax in order to verify who they are. Several government agencies use the following process: This verification method asked applicants questions like their date of birth, Social Security numbers and addresses, assuming that only the applicant would have that...Read More

The Washington Post ran an opinion piece on that gives insight on the interworking of the auto loan industry and how it often unfair: When a consumer chooses in-house financing with an auto dealer, the dealer sends the customer’s financial information to a lender and is told the rate that the customer qualifies for. But...Read More

Another recent repossession attempt in Houston, TX involved shots being fired: Officers say a repossession team, a dad and his two sons, were following the suspect and trying to repossess his vehicle.  As they followed the man, he pulled into a gas station in the 300 block of W Tidwell Road, got out of his...Read More

The Atlanta Journal Constitution has an article regarding the problems that go along with small claims debt lawsuits and the impact it has on consumers: Keys is among the tens of thousands of metro Atlanta residents who get dragged into small-claims courts over debts. But the system, set up to help neighbors resolve disputes, essentially...Read More

When repossession agents attempt to take a car and a confrontation occurs, repo agents must leave the scene without the car and try again another day or go through the courts.  When a repo agent attempted to retreat from an Idaho home, the homeowner wouldn’t allow it: The workers intended to leave when Wheeless became...Read More