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More Repo News Out of Houston

Another recent repossession attempt in Houston, TX involved shots being fired: Officers say a repossession team, a dad and his two sons, were following the suspect and trying to repossess his vehicle.  As they followed the man, he pulled into a gas station in the 300 block of W Tidwell Road, got out of his...
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HuffPo: Debt Collection Advice

The Huffington Post recently posted an article with advise on how to handle debt collectors. Some of the highlights: 1 in 10 Americans came out of the 2009 financial crisis with at least one debt in collections, according to the Consumer Financial Protection Bureau. The average amount was $1,400.… First, you should get verification that the debt is...
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June Repossession News

A couple of repossession have made the news recently. First, we have a repo agent getting arrested for taking a police officer’s personal car: On May 30, the company Finest Towing was alerted that a bank wanted a car on Richmond Terrace for repossession. Rodriguez hooked it up for a tow and abruptly found out...
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AJC Addresses Debt Collector Lawsuit Problems

The Atlanta Journal Constitution has an article regarding the problems that go along with small claims debt lawsuits and the impact it has on consumers: Keys is among the tens of thousands of metro Atlanta residents who get dragged into small-claims courts over debts. But the system, set up to help neighbors resolve disputes, essentially...
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Repo News: Repo Agent Attempts to Retreat

When repossession agents attempt to take a car and a confrontation occurs, repo agents must leave the scene without the car and try again another day or go through the courts.  When a repo agent attempted to retreat from an Idaho home, the homeowner wouldn’t allow it: The workers intended to leave when Wheeless became...
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Collectors Sued Over Collecting Non-Existent Debts

The Federal Trade Commission has sued several debt collection companies over collecting non-existent debts: The agency ordered a federal court in North Carolina to temporarily freeze the assets of the Global Asset Financial Services Group, which the FTC claims ran a so-called “phantom debt” scheme in which employees masqueraded as attorneys or legal assistants to...
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NCLC Debt Collection Fact Sheet

The National Consumer Law Center has released a report on state specific debt collection information and complaints.  Most notable is the high percentage of complaints in the South: Seven out of the ten states with the highest per capita number of debt collection complaints in 2017 are in the South (Florida, Georgia, Texas, Alabama, South Carolina,...
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NY Times on State Lemon Law Rankings

The New York Times ran a story on ranking every state’s lemon law: All 50 states and the District of Columbia have “something that is arguably a lemon law,” but too many fail consumers, said Jason Levine, the executive director of the center, a nonprofit consumer advocacy organization founded by Ralph Nader. … The states...
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FCRA Employment: Gross v. CONCORDE, INC.

A court in the the Middle District of Florida weighed in on the growing improper use of consumer reports (including credit reports) in employment decisions in Gross v. CONCORDE, INC.: As alleged in the Amended Complaint, in 2016 Plaintiff applied for employment with Advanced Disposal Service, Inc. (ADS). Dkt. 25 ¶ 24. As part of the...
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