Higher Debt Levels in Texas May Lead to Improper Debt Collection

A recent study found that Texas has above average credit card debt and one of the highest levels of credit card delinquency:

“The national average per capita was about $3,100, and Texas was just a little higher than that at $3,140 per capita credit card debt in 2017,” he says.

However, Texas is a standout state again when it comes to credit card debt delinquency rates. It’s got the 6th highest rate in the country at 8.4 percent. But that isn’t too much higher than the national credit card debt delinquency rate at 7.5 percent.

These higher levels of debt may lead to debt collectors using illegal and improper collection tactics.  If you are one of the Texans struggling with credit card, medical, or any other kind of debt, make sure you stay updated on your rights under federal law and Texas law.

Contact us if you need help

As always, if you feel that you are being pressured to pay a debt you don’t owe or being treated unfairly on a debt you do owe, please contact us for assistance.