Introduction to Alabama Car Wreck Claims

Are you involved in a car accident in Alabama and need to know how to handle the claims process?

Car accidents occur everyday across Alabama and can be overwhelming. Not only is it strenuous to navigate the physical, emotional, and psychological aftermath of an accident, but also dealing with insurance companies can add to the difficulty. When making a claim for an auto accident in Alabama there are certain steps that should be taken to ensure you receive the compensation you are due for damages.

The process of receiving compensation for damages resulting from a car accident involves understanding what type of coverage is required, who should cover your medical bills, and the laws regarding fault when it comes to crashes in Alabama.

In Alabama, a driver can be liable if they drive their car in a negligent manner and it causes the crash . This means that the person who is found at fault for an accident is responsible for all damages resulting from the crash. In especially bad cases, a driver can be liable for wantonness — which also makes punitive damages available. In order to receive compensation, you must be able to prove that the other driver was at fault and that you suffered damages as a result of their actions.

The evidence you gather will help prove your claim and ensure you receive the compensation you are due. It is important to document everything related to your accident including photos of any damage, witness statements, police reports, medical records, and repair estimates. It is also important that you talk with with your medical provider about any problems are you having as a result of the crash.

It is always generally a good idea to seek legal advice at this stage — even for minor crashes. An experienced attorney can help you understand the claims process and ensure that you receive the compensation you deserve and also make sure any subrogation or other insurance obligations are fulfilled.

Once all the evidence is gathered and medical treatment is over — or at least on a predictable path — it is sometimes a good idea to contact the liable driver’s insurance company and make a claim. Sometimes they will accept the claim and amount and pay and other times they will not and a court case has to be filed.

At this time, a complaint is filed in court and the case will go through the civil court procedure. This is usually in the county where the crash happened. The end result is dismissal of the claim, a settlement, or a trial.

By following these steps, you can help your chances of a successful car accident claim in Alabama and get the compensation you deserve for your injuries and property damage. Remember, it is important to do things in a timely fashion since claims must be brought within the statute of limitations.