John C. Hubbard is a consumer protection and personal injury attorney and the founder of John C. Hubbard, LLC. He represents consumers across Texas and Alabama in credit reporting, debt collection, and auto repossession matters, and represents injury victims in Alabama and Texas.
John grew up in Talladega County, Alabama, and practices from the Birmingham area. He built his firm around a simple promise: when a debt collector will not stop calling, your credit report is wrong, your car has been taken, or you have been hurt, you get a lawyer who knows your name, returns your calls, and treats your case like it matters. John handles cases in state court, federal court, and arbitration.
Admissions and education
- Admitted to the Alabama State Bar, 2008
- Admitted in Texas, 2018
- J.D., Thomas Goode Jones School of Law, 2008
- M.P.A., Troy University, 2005
- B.S., University of Alabama, 2003
Professional memberships and recognition
- Alabama State Bar
- State Bar of Texas
- Consumer & Commercial Law Section, State Bar of Texas
- Birmingham Bar Association
- Presenter, 2019 National Association of Consumer Advocates (NACA) FCRA Conference, Long Beach, California
Trial and appellate experience
John has handled consumer cases at every stage, from trial through appeal. He has tried consumer and personal-injury cases to verdict in Alabama state courts, tried consumer cases in arbitration in Alabama and Texas, obtained federal jury verdicts in a Fair Credit Reporting Act case and a wrongful auto-repossession case, and handled consumer appeals before the U.S. Court of Appeals for the Eleventh Circuit. Outcomes depend on the specific facts of each case, and prior results do not guarantee a similar outcome.
What John handles
Consumer protection (Texas and Alabama): credit report errors under the FCRA, illegal debt collection under the FDCPA, wrongful auto repossession, bank and credit card errors (EFTA and TILA). Personal injury (Alabama and Texas): car wrecks and other serious accidents.
How John works with clients
You can call, text, or start your case online, and you will always know where things stand. For most consumer cases there is no fee unless money is recovered; John explains exactly how fees work for your situation before you commit.
Call John C. Hubbard: Alabama 205-378-8121 · Texas 832-410-8121
This page is general information, not legal advice, and contacting the firm does not create an attorney-client relationship. Every situation is different.
Representative Results
- A federal jury in the Northern District of Alabama returned a $3,005,000 verdict for our client in a Fair Credit Reporting Act case against a credit reporting agency, which had continued reporting a debt he did not owe after he disputed it with proof. The trial court later reduced the punitive portion of the award, and the case settled after appeal. The verdict drew statewide news coverage.
- Six-figure settlements in wrongful repossession and FDCPA cases for clients in Dallas County, Texas.
- Six-figure settlements in debt collection harassment (FDCPA) cases for clients in Jefferson County, Alabama.
- Five-figure jury verdicts in wrongful repossession cases in Jefferson County, Alabama.
- Five-figure settlements in wrongful repossession and FDCPA cases for clients in Dallas and Houston, Texas.
- Jury verdicts for injured clients in Jefferson County and St. Clair County, Alabama — we prepare every injury case as if it will be tried, not just settled.
Every case is different. These results reflect the specific facts and law of each matter and do not predict or guarantee a similar outcome in any other case.