What Is an \’Account Stated\’ Debt Lawsuit?
Sued for account stated? Learn what this common debt-collection claim means, how to respond, and your defenses in Texas and Alabama. Free consultation.
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How to Handle a Car Repossession
Facing repossession? Learn your rights before, during, and after a repo in Texas and Alabama, and when a repossession is illegal. Free consultation.
How Long Can You Be Sued for a Debt in Texas or Alabama?
How long can you be sued over old debt in Texas or Alabama? Learn the statute of limitations on debt and how it affects collection lawsuits. Free consultation.
How Long Can You Be Sued for a Debt in Texas or Alabama? Read More »
Higher Debt Levels in Texas May Lead to Improper Debt Collection
A recent study found that Texas has above average credit card debt and one of the highest levels of credit card delinquency: “The national average per capita was about $3,100, and Texas was just a little higher than that at $3,140 per capita credit card debt in 2017,” he says. However, Texas is a standout
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When Can Debt Collectors Contact My Family, Friends, or Neighbors?
Almost never about the debt itself. Under the Fair Debt Collection Practices Act, 15 U.S.C. § 1692c(b), a debt collector may not discuss your debt with anyone except you, your spouse, your attorney, the creditor and its attorney, and credit bureaus. Your mother, your adult kids, your coworkers, your neighbors: off limits. A collector who
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Marked Deceased on Your Credit Report? How to Fix It
Wrongly reported as deceased on your credit report? Learn how to dispute this serious FCRA error with the bureaus and restore your credit. Free consultation.
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How Long to Answer a Debt Lawsuit in Alabama
Served with a debt-collection lawsuit in Alabama? Learn how many days you have to respond and why answering on time protects you. Free consultation: 205-378-8121.
Incorrect Debt on Credit Report after Winning at Trial
Often times winning a lawsuit against an alleged creditor or debt collector that sued you doesn’t automatically mean the information comes off your Equifax, Experian, or TransUnion credit reports. In these cases, a formal dispute under the FCRA needs to be done. After that, if the incorrect information still remains, you may have a claim
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Do Lemon Laws Cover New and Used Automobiles?
Alabama\’s lemon law only covers new but defective automobiles. However, there are also several related laws that cover defective used automobiles. The best coverage is to buy a warranty on a used car. A warranty opens many options and make the road to compensation much easier. However, even if a car is purchased \”as is,\”
Where to Dispute Credit Report Errors (and How to Do It So It Counts)
Found mistakes on your credit report? Learn exactly where and how to dispute errors with Equifax, Experian, and TransUnion under the FCRA. Free consultation.
Where to Dispute Credit Report Errors (and How to Do It So It Counts) Read More »