Can an FCRA claim for punitive damages survive the plaintiff’s death? Learn what courts have decided and why it matters for your case. Free consultation.
Do FCRA Punitive Damages Survive the Plaintiff’s Death? Read More »
A federal jury awarded a consumer in Portland, Oregon $101,000 for damages related to a Fair Credit Reporting Act (“FCRA”) claim. The background: Despite repeated attempts by Sponer and his lawyer to get his bank to delete the $29,000 debt that his credit report showed he owed for the car loan, Wells Fargo didn’t do
$101,000 Verdict in Portland Credit Reporting Trial Read More »
The Eleventh Circuit released an opinion recently regarding the implied warranty of merchantability and products that are “unfit” and “defective” as those terms are defined by Alabama law. In Easterling v. Ford Motor Co., No. 18-12914, 2019 U.S. App. LEXIS 23286 (11th Cir. Aug. 5, 2019) the Court stated: On the other hand, defectiveness and
Eleventh Circuit on Implied Warranty of Merchantability Read More »
A court in the the Middle District of Florida weighed in on the growing improper use of consumer reports (including credit reports) in employment decisions in Gross v. CONCORDE, INC.: As alleged in the Amended Complaint, in 2016 Plaintiff applied for employment with Advanced Disposal Service, Inc. (ADS). Dkt. 25 ¶ 24. As part of the
A Court in the Middle District of Georgia released an opinion with two important rulings regarding standing under the Fair Credit Reporting Act and what constitutes misleading information. The Court found in Jackson v. Equifax Info. Servs., LLC: Plaintiff, in his Amended Complaint, makes several allegations that clearly satisfy the injury in fact requirement. For example,
FCRA Opinion: Jackson v. Equifax Info. Servs., LLC Read More »
If you have inaccurate information on your credit report, in most cases, you have to dispute the information through Equifax, Experian, and TransUnion (the CRAs) before you can file a claim under the Fair Credit Reporting Act. For Texas residents, the process is: Login to Equifax, Experian, and TransUnion and get a current version of
In Sanders v. Global Radar Acquistion, LLC, a Court in the Middle District of Florida denied a defendant’s motion to dismiss a Fair Credit Reporting Act class action case: This is a fair credit reporting case relating to employment background checks that seeks to hold defendant Global HR Research liable for failing to obtain certain certifications
A noteworthy Fair Credit Reporting Act opinion came out of the Western District of Washington in late December. In it, the consumers alleged: Plaintiffs filed this lawsuit alleging that Defendant violated the Fair Credit Reporting Act, 15 U.S.C. § 1681s-2(b), the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. §§ 1692a, 1692e, 1692f, the Washington
The Ninth Circuit Court of Appeals recently recently ruled that Fannie Mae was not liable for false information contained in its Desktop Underwriter software. As a result: The 9th U.S. Circuit Court of Appeals reversed a $30,000 verdict and an award of $720,000 in attorneys’ fees and costs to Richard and Kristin Zabriskie, an Arizona couple
Ninth Circuit Rules Fannie Mae Not Liable Under FCRA Read More »
The Houston Chronicle ran a story on Christmas about how a paid $40 debt showing up as delinquent can have big consequences: Three years ago, James Rohn discovered that he owed a $40 gas bill to CenterPoint Energy, and promptly paid it. The Houston resident thought that was that — until he applied for job
Even Small Debt Errors Can Have Big Consequences Read More »
