Consumer & Injury Law Blog

Facing the repossession of your vehicle can be a stressful and confusing experience, especially when you hold a clear title. However, if a repossession company takes your car despite your title being free of liens, they may be violating the Fair Debt Collection Practices Act (FDCPA). Understanding your rights under the FDCPA is crucial for

Buying a car? The Truth in Lending Act requires lenders to disclose your loan\’s true cost. Learn what to check and your rights. Free consultation.

The Washington Post has a story on the rising trend of debt collectors attempting to collect old debt — so old that it is no longer collectable — by using loopholes: While Alabama has a longer period for some debt, the general rule is: Debt collectors lose the right in many states to sue consumers

Introduction Your credit score is a powerful indicator of your financial health, and unauthorized hard inquiries can throw a wrench into maintaining a stellar credit history. Credit scores and reports are governed under the FCRA. As you embark on the journey to remove these pesky and damaging inquiries, let’s navigate the process step by step.

Introduction: In the world of automotive finance, issues can arise that leave consumers feeling frustrated and confused. One such concern is the repossession of a vehicle due to forced placed insurance, even when the owner has existing coverage. This blog aims to shed light on the legal aspects surrounding forced placed insurance and whether the

The Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) gives you the right to dispute anything inaccurate on your credit report, forces the bureaus and the company reporting the debt to investigate, and lets you sue for damages and attorney’s fees when they get it wrong. That last right is what most people,

Are you facing the frustrating scenario of discovering an apartment lease on your credit report that isn’t yours? The impact of such inaccuracies can be severe, affecting your creditworthiness and financial opportunities. However, there are legal remedies available to rectify this issue and safeguard your credit standing. In this comprehensive guide, we’ll delve into the

Introduction: In the fast-paced world of automobile sales, where promises of reliability and peace of mind often accompany shiny new vehicles, consumers must tread carefully to avoid falling victim to deceptive trade practices. This is particularly true when it comes to the intricate web of car warranties. In this article, we will delve into the

Introduction The repossession of one’s vehicle can be a distressing experience, especially when it is done wrongfully. In such cases, individuals may not only suffer financial losses but also endure significant emotional distress. This blog article will focus on the availability of mental anguish damages in wrongful repossession legal cases, primarily examining the laws in