After an auto accident, most insurance companies try to determine who had responsibility for the crash. When both sides are unwilling to assume liability, then both drivers may need to seek legal action in order to get compensation. If you\’re involved in a disputed liability car wreck, there are several options available to help resolve […]

Most people know the the Truth in Lending Act from the disclosure requirements on the front end. It requires credit grantors to disclose certain information to borrowers so they can make informed decisions about their loans. This includes information such as finance charges, annual percentage rate (APR), and the total amount that you have to

Have you or a loved one been involved in a motorcycle accident? Crashes involving motorcycles often result in serious injury and even death. In these cases, it is important to understand your options for recovering financial compensation. Motorcycle accidents are some of the most dangerous vehicular accidents due to the lack of protection that a

Are you involved in a car accident in Alabama and need to know how to handle the claims process? Car accidents occur everyday across Alabama and can be overwhelming. Not only is it strenuous to navigate the physical, emotional, and psychological aftermath of an accident, but also dealing with insurance companies can add to the

Repossessions are a commonly used way for creditors to reclaim their property when borrowers allegedly fail to make payments — also known as defaulting on the agreement. People facing a repossession often experience stress and these situations can be frightening when the repo man shows up. In Alabama, breach of the peace actions while attempting

Are you being affected by same name credit report errors? For those who share identical — or even close — names with someone else, the possibility of having their credit report mixed up with another person\’s can become a reality. With so much at stake for your financial well-being, any errors made on your report

In 2019, over 16 million U.S. consumers were victims of identity fraud and other forms of credit card theft – and the problem continues to grow. One of the most common forms of identity theft is credit card fraud—unauthorized charges made to a person’s account. It is usually impossible for someone who\’s been a victim

Repossession with a clean title happens more often than expected. It usually occurs when a previous owner of the vehicle allows a secured party to place a lien on the vehicle, the vehicle is sold/auctioned in manner that clears the title, but the lender fails to update their system. Then the old lender has the

With the increase rise in electric funds transfers instead of paper checks, the Electronic Fund Transfer Act continues to grow more important. The EFTA\’s purpose is to protect consumers and their electronic transfers. Recently, a couple of new developments have arisen. Yesterday, the Consumer Finance Protection Board took action against Choice Money Transfer for alleged

Americans are lodging more complaints regarding mistakes, errors, and other inaccurate information on their credit reports than before. As CBS News reports: Credit score concerns accounted for slightly more than half of all complaints sent to the federal agency in 2020 and 2021, the nonprofit consumer advocacy group found. But during the first half of